How to shave years off your mortgage and credit card debt without big lifestyle changes.Forget everything you think you know about banking and personal finances. With just a few changes in your banking habits, you can be on your way to living a debt-free life.Velocity Bankingis a debt reduction strategy used to rapidly pay off high interest debt without having to increase your current income and without making drastic changes to your lifestyle. The strategy works well for those who either have a hard time saving money or those who have little savings to begin with.Velocity Banking will help you understand why our current system of banking is inefficient, outdated, and set up by big banks to keep the little guy living paycheck-to-paycheck. Just look around you, everyone seems to be stuck in the same "trading time for money" mindset while treading in an endless sea of debt.