'So to-morrow, Alice, ' said Dr. Madden, as he walked with his eldest daughter on the coast-downs by Clevedon, 'I shall take steps for insuring my life for a thousand pounds.' It was the outcome of a long and intimate conversation. Alice Madden, aged nineteen, a plain, shy, gentle-mannered girl, short of stature, and in movement something less than graceful, wore a pleased look as she glanced at her father's face and then turned her eyes across the blue channel to the Welsh hills.