Serving as a valuable tool and resource for anyone with a mortgage, The Homeowner's Guide to Surviving Foreclosure is both a comforting and empowering read as it encompasses recent law changes, keeps you abreast of the latest programs available, and provides a sound game plan to overcome your situation. Living in South Florida, one of the hardest-hit areas in America, author Teisha Powell is a highly skilled and experienced attorney who covers every aspect of foreclosure while offering clear-eyed advice on matters and issues such as: Understanding judicial and non-judicial foreclosures, Obtaining a loan modification, What the lenders are looking for, How to refinance with no money, no credit, or zero equity, How to avoid foreclosure through forbearance, How to avoid a deficiency judgment, How to do a short sale and walk away with little liability, Stalling a foreclosure while you live rent-free. Teisha Powell is a licensed attorney, real estate investor, and a former realtor in the state of Florida. In addition, Powell is a member of the National Association of Consumer Advocates. Her boutique law firm in Florida handles foreclosure, litigation, and bankruptcy. Throughout Powell's legal career, she worked on close to 400 foreclosure cases. Her office is located at 433 Plaza Real, Ste 275, Boca Raton, Florida 33432. For more information on Ms. Powell, visit, www.teishapowell.com; Follow Ms. Powell on twitter at https: //twitter.com/teisha_powell; Like Ms. Powell on Facebook at http: //www.facebook.com/TeishaPowell