This work is a reaction to the lack of financial understanding among parents, families, and leaders of faith-based entities, about how financial matters actually work. The author has spent a lifetime of working with faith-based entities, mission groups, educational institutions and charities structured to enhance an environment conductive to moral living and basic provisions for family, community and the sociological integration of religion and society. In most of the world, there is a common desire for security and basic family and community development. Faith-based entities normally work to produce, protect and preserve individuals in the context of their basic institutions. Although history, language and culture are different, the basic problems of establishing a home, raising a family, educating children, leaving a legacy, developing a stable government, and supporting good and worthy projects are common objectives.